Seth Poppel, a lifelong collector, is the media’s go-to guy for yearbooks of the stars—from Patti Smith (“Class Clown”) to Ruth Bader Ginsburg (“twirler”) to Leonardo DiCaprio (“Most Bizarre”).

Below are our staff picks for the year's best prepaid and debit cards. Unlike traditional credit cards, these cards require that cardholders load funds onto the card before using. Disclosure: When you ...