VA loans require $0 down and no PMI, but there are still cases when you might choose a conventional loan over a VA loan.

These are today's mortgage and refinance rates. Mortgage rates have held steady so far this month, and it's unclear if they'll drop much this year.

Read our comprehensive review of the Amex Platinum. This premium travel card has a high annual fee, but more benefits and statement credits than just about any other card.