I am remarried; my first wife passed away. Upon remarrying, we have no prenuptial agreement. I have a good amount of money ...

Roth IRAs are not subject to rules on required minimum distributions (RMDs), and qualifying withdrawals from Roth accounts in ...

Social Security. We all contribute to that safety net, hoping it will be there when we need it most. Know-how is ...

Did you know that, in most cases, you must start taking required minimum distributions (RMDs) from your retirement accounts ...

By performing Roth conversions, our clients can reduce the size of their traditional IRAs, enabling them to lower their future RMDs. This can be particularly beneficial for those who anticipate being ...

If you have a Roth IRA, you may be planning to use it as part of your retirement income. The Roth IRA is a savings vehicle that allows your investments to grow tax-free. While these accounts ...

To illustrate: You might not have been able to contribute to a Roth IRA during your working years due to your income level, but you may get that opportunity as you near retirement, or even when ...

Roth IRAs give you the benefit of tax-free growth and withdrawals. You also don’t have to worry about required minimum distributions. It pays to consider a Roth IRA for its flexibility ...

You could put your money into a traditional IRA for the up-front benefit of tax-free contributions. That’s something a Roth IRA won’t give you, since Roth IRAs are funded with after-tax dollars.

Are you looking to open a Roth IRA to let your money grow tax-free? Roth IRAs are individual retirement accounts that let you save for retirement with after-tax dollars. Since taxes are paid on ...

That would sometimes suggest stretching out a conversion to a Roth over many years or not doing it at all. That’s the answer you might get from a free online calculator, of which there are many.

DEAR RUSTY: If a financially well-off individual had multiple ex-spouses, could it happen that the multiple ex-spouses could each be collecting Social Security based on their own financial ...