When you leave a job, it’s generally a good idea to take your 401(k) plan with you. This doesn’t mean you should cash it out, ...

A Roth IRA is a powerful tool if you use it correctly, but no employer match, lower limits, and income restrictions make it a ...

Legally, it's never too late to make a Roth conversion. You can do this at any time in life, in any amount, so long as you ...

Employers can’t contribute directly to an employee’s personal Roth IRA, but they can still help with retirement savings in other ways. The SECURE 2.0 Act allows employers to contribute to ...

One tool that seems to surface more and more in our daily quest to help clients is the Roth IRA conversion. Many of our clients benefit from the tax-free growth and withdrawals they receive during ...

Growth and retirement withdrawals from a Roth IRA are tax-free, allowing investors to benefit from compounding over time. A ...

Roth 401(k)s combine the features of traditional 401(k)s (pre-tax) and Roth IRAs (post-tax). You essentially are inheriting two different accounts. I address handling the traditional 401(k ...

Bucking convention with my Roth IRA, I've built a strategy that transcends the traditional choice between growth and income.

The Roth IRA — a popular retirement account — is similar to a traditional IRA in that you can regularly contribute to the account and watch your investments grow so you have a nest egg to tap ...

Taxes are a valid concern if you want to roll over $720,000 from your retirement fund into a Roth IRA. While you won’t pay ...

How can a retiree roll funds into a Roth IRA without having any earned income? That’s a great question, and I get some variation of it often. Unfortunately, there is a lot of nuance to the rules ...