How much debt you carry impacts 30% of your credit score. Before we had our mortgage, the two biggest debts I carried were my ...

Recent federal laws and Minnesota state laws help citizens protect themselves from new account fraud by allowing “freezing.” The laws empower any consumer to freeze their credit report by ...

Minnesota Commerce Commissioner Mike Rothman is urging consumers to be aware of the steps they can take to protect their ...

When you apply for a loan, you expect the lender to pull your credit report. After all, you’re borrowing money. It makes ...