Ramsey’s ‘Baby Steps’ has even enabled some Americans to reach millionaire status. GOBankingRates spoke to two self-made millionaires who each shared the Ramsey rules that made them rich.
The rest of the plan goes like this. Baby Step 5 is putting money into your kids’ college funds, if you have kids. Baby Step 6 is focusing on paying off the house early, and then comes the real fun.