Recently, a caller to the Dave Ramsey show had an important question to ask. The caller indicated he has paid off all of his consumer debt already and he will soon have an emergency fund built up.

In today’s fast-paced mortgage industry, where market fluctuations and mounting pressures are the norm, it can feel like ...

Dave Ramsey, a personal finance expert, recently said there are savings to be found when looking a home, even though the ...