IN the Philippines, loan apps have become a popular alternative for individuals and businesses to access funding. This is especially true with the rise of Buy Now Pay Later (BNPL) applications.

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Globally, BNPL has reshaped consumer finance, particularly among millennials and Gen Z who are wary of traditional banking. The industry was valued at $231.51 billion in 2024 and is projected to reach ...

BNPL has its roots in the 19th century, originating from instalment plans that allowed consumers to purchase expensive items ...

How does BNPL work during the holidays? Knowing that pay later options are available in the merchant’s store drives higher spending, as more than one in four shoppers who use the financing ...

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Their product suite includes: Capchase Pay, a B2B buy now, pay later (BNPL) flexible payment solution that helps clients “sell more and collect cash faster.” Clients may provide customers with ...

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"Buy now, pay later" (BNPL) schemes surged in popularity for online purchases since the COVID-19 pandemic and allows consumers to split payments over time into smaller, interest-free installments.