This card features rich benefits for foodies, including lucrative rewards at restaurants and U.S. supermarkets, plus various dining credits that can help offset its admittedly pricey annual fee.

Our opinions are our own. Do you fly Delta Air Lines with someone at least once a year? If so, then this card should pay for itself. If not, look for a cheaper alternative.

Using a secured credit card responsibly now can help you build credit and qualify for a more rewarding card later.

Generating a virtual card number is typically instantaneous. You can do so online with your issuer from your account controls ...